Passwords are no longer enough to safeguard our logins. We need a much higher level of protection. That is where multi-factor or 2 factor authentication comes in. Unfortunately, even that can be hacked. So we have to go to the next level and eliminate the use of passwords altogether.
This is done using Microsoft authenticator app (or similar apps) which support phone-based sign in. Phone itself becomes one of the authentication factors. Learn the benefits of this App.
How to protect your passwords